FreeToolKit

Paycheck Calculator

Calculate your take-home pay after taxes online for free. US federal and state taxes included.

✓ Free✓ No sign-up✓ Works in browser

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$
6%

Bi-weekly Take-Home Pay

$2,115.82

Effective tax rate: 20.7%

Gross Pay$2,884.62
Federal Income Tax−$375.05
State Income Tax−$0.00
Social Security (6.2%)−$178.85
Medicare (1.45%)−$41.83
401(k) (6%)−$173.08
Take-Home Pay$2,115.82

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How to Use This Tool

1

Enter Your Annual Salary

Type your gross annual salary before any deductions.

2

Select Your Filing Status and State

Choose single or married filing jointly, select your state, and set your pay frequency (weekly, bi-weekly, semi-monthly, or monthly).

3

Set Your 401(k) Contribution

Drag the slider to set your pre-tax 401(k) contribution percentage. This reduces your taxable income and your take-home pay slightly.

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Frequently Asked Questions

How accurate is this paycheck calculator?
This calculator provides a good estimate of federal and state taxes based on 2024 tax brackets and standard deductions. Actual withholding may vary based on your W-4 allowances, additional withholding, pre-tax benefits, and local taxes.
What taxes are deducted from my paycheck?
Federal income tax, state income tax (varies by state), Social Security (6.2% up to $168,600), Medicare (1.45%), and any pre-tax deductions like 401(k) contributions.
What states have no income tax?
Texas, Florida, Nevada, Washington, Wyoming, South Dakota, and Alaska have no state income tax. New Hampshire and Tennessee only tax investment income.
How much should I contribute to my 401(k)?
At minimum, contribute enough to get your full employer match — that is free money. Financial advisors generally recommend saving 10-15% of your income for retirement. The 2024 401(k) contribution limit is $23,000.

About Paycheck Calculator

Our Paycheck Calculator is a free, fast, and privacy-friendly tool that works entirely in your browser. No files are ever uploaded to our servers — all processing happens locally.

Unlike competitors that impose daily limits or require account creation, FreeToolKit gives you unlimited access with zero sign-up. Whether you are a developer, student, designer, or business professional, this tool is built to save you time.